Legal

Privacy Policy

Last updated: April 7, 2026. This Privacy Policy explains how V.M. Consulting collects, uses, stores, and protects information you submit through this website.

1. Information We Collect

We collect information you voluntarily provide through our website forms, including:

2. Legal Basis for Processing

We process your personal data based on:

3. How We Use Information

4. International Data Transfers

For EU/UK/EEA Users: Your data may be transferred to India (where our processing occurs). We rely on Standard Contractual Clauses (SCCs) as our legal mechanism. India is not deemed adequate under GDPR; however, we implement supplementary safeguards including encryption, access controls, and Data Processing Agreements (DPAs) meeting GDPR Article 28 requirements.

For US Users (CCPA): Data processing occurs in India and on Vercel (US cloud infrastructure). We do not sell personal information. Your CCPA rights are honored as described below.

For UAE/Singapore/Australia Users: Data is stored securely in our India-based infrastructure with redundancy and encryption.

5. Data Security

We implement industry-standard protections:

While we employ reasonable safeguards, no system is 100% secure. You use our website at your own risk.

6. Data Retention Schedule

Legal holds may extend retention if required by regulatory investigation or litigation.

7. Cookies & Tracking

We use cookies for:

You can opt-out via our cookie banner (bottom of page) or browser settings. Declining analytics will not prevent website functionality but reduces our ability to understand usage patterns.

Third-party cookies: Google Analytics may set cookies on your device. See Google's Privacy Policy.

8. Your Rights (GDPR / UK GDPR / CCPA)

For EU/UK/EEA Residents (GDPR/UK GDPR):

For California Residents (CCPA/CPRA):

9. How to Exercise Your Rights

To submit a data subject request (access, deletion, portability, etc.), email vmglobalconsultants@gmail.com with:

We will respond within 30 days (GDPR/UK GDPR) or 45 days (CCPA), with a 15-day extension available if requests are complex or voluminous.

10. Data Processing Agreement (DPA)

If you are a prospective client evaluating our accounting outsourcing services, we will execute a Data Processing Agreement before we process financial records or confidential business data. The DPA outlines:

Note: A signed DPA is a firm requirement for enterprise engagements.

11. Sub-Processors & Service Providers

We may share limited personal data with the following service providers:

Each sub-processor is bound by confidentiality and data protection obligations. Contact us for the full sub-processor list.

12. Children's Privacy

Our website is not intended for children under 13. We do not knowingly collect information from children. If you believe we have collected data from a child, contact us immediately at vmglobalconsultants@gmail.com for deletion.

13. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be effective upon posting. If material changes affect how we use your data, we will notify you via email (for collected addresses) or through our website.

Last Updated: April 14, 2026

14. Contact & Complaints

For privacy inquiries, rights requests, or complaints:

For EU/UK residents: If unsatisfied with our response, you have the right to lodge a complaint with your local Data Protection Authority (e.g., ICO for UK, CNIL for France, BfDI for Germany).